HSA / FSA Eligibility
Your Wellness Investment May Be More Accessible Than You Think.
REVIVE operates as a cash-pay practice. That means clients pay directly for services rather than going through insurance billing. What many clients don't realize is that a meaningful portion of what we offer may qualify for reimbursement through a Health Savings Account (HSA) or Flexible Spending Account (FSA).
That changes the effective monthly investment in quality functional medicine care. Understanding what qualifies, how to document it, and how to submit for reimbursement is the difference between paying full out-of-pocket and recovering a significant portion of your investment through accounts you're already funding.
What HSA and FSA Accounts Cover
HSAs and FSAs are tax-advantaged accounts used to pay for qualified medical expenses. The IRS broadly defines eligible expenses as those primarily for the diagnosis, cure, mitigation, treatment, or prevention of disease. Specifics depend on your individual plan and account administrator.
Generally Eligible
- •Medical consultations and clinician visits
- •Comprehensive lab testing ordered by a clinician
- •Hormone Replacement Therapy when clinician-prescribed
- •Medical Weight Loss programs including GLP-1 medications when prescribed
- •Telehealth consultations
Potentially Eligible
- •Peptide Therapy protocols when clinician-prescribed for a qualifying medical purpose
- •IV Nutrient Therapy when medically indicated and documented
- •Targeted Nutrient Injections when tied to a diagnosed condition or clinician recommendation
Generally Not Eligible
- •Regenerative Aesthetics services performed for cosmetic purposes, including Xeomin, microneedling, PRF, and Kybella
- •Wellness coaching when not tied to a qualifying medical program
- •Membership fees that bundle non-qualifying services
Eligibility is determined by your HSA or FSA plan administrator and the IRS, not by REVIVE.
When in doubt, contact your plan administrator with a description of the service and ask directly whether it qualifies before your appointment.
How to Submit for Reimbursement
REVIVE can provide the documentation you need to support your reimbursement claims. At the time of service, or upon request afterward, you can receive any of the following.
Itemized Receipt
A detailed receipt including the service description and date of service. The baseline document for most HSA and FSA submissions.
Superbill
An itemized invoice with applicable diagnostic and procedure codes, suitable for both out-of-network insurance claims and HSA/FSA submissions. The most comprehensive documentation option for clients pursuing reimbursement across multiple services.
Letter of Medical Necessity
When clinically appropriate, your REVIVE clinician can provide a letter explaining the medical basis for a prescribed service. This is often required by HSA and FSA administrators for less conventional therapies, including Peptide Therapy and IV Nutrient Therapy, and significantly strengthens your reimbursement claim.
Bring these documents to your HSA or FSA portal and submit per your plan's reimbursement process. Many plans also allow direct HSA or FSA card payment at the time of service. Ask our front desk whether your card can be used at checkout before your appointment.
Out-of-Network Insurance Reimbursement
Beyond HSA and FSA, many REVIVE clients are also eligible to recover costs through out-of-network insurance benefits. This is a separate reimbursement pathway that operates independently of your HSA or FSA account.
Consultations and follow-up visits are often reimbursable through out-of-network benefits, even when the treatment itself, such as Hormone Replacement Therapy or peptide therapy, falls outside your plan's coverage. REVIVE doesn't bill insurance directly, but we'll provide the documentation you need to file your own out-of-network claim.
"Many consultations and follow-ups are reimbursable through out-of-network benefits, even when treatments such as Hormone Replacement Therapy or Peptides fall outside insurance."
— REVIVE Infusions & Wellness
If your insurance plan includes out-of-network benefits, this pathway is worth exploring alongside your HSA and FSA options. Talk with our team to understand what documentation we can provide for your specific services.
Membership Programs and HSA/FSA Eligibility
REVIVE's membership programs bundle multiple services into a single monthly investment, which affects how HSA and FSA eligibility applies.
The Functional Foundations Membership includes clinician consultations, lab monitoring, GLP-1 medication management, and required wellness coaching. The clinical components of this membership are generally HSA and FSA eligible. The coaching component may or may not qualify depending on your plan.
The REVIVE Wellness Lounge™ Memberships include IV nutrient therapy and targeted injections. Eligibility depends on whether the services are medically indicated and properly documented by your clinician.
The Xeomin Membership covers neuromodulator treatments administered for cosmetic purposes, which are generally not eligible for HSA or FSA reimbursement.
When a membership fee bundles both qualifying and non-qualifying services, reimbursement typically applies only to the qualifying portion. Your plan administrator can clarify how they handle bundled memberships before you submit.
Common Questions
Questions about documentation or reimbursement?
Our team is ready to help you understand your options and provide the documentation you need.
Maximize Your Health Benefits
Many of our functional medicine services qualify for HSA and FSA reimbursement. Understanding how to leverage these accounts can significantly reduce your out-of-pocket investment in your health.
Our team can provide the documentation you need to submit for reimbursement and maximize your benefits.
Invest in Your Long-Term Health
Your health is your most valuable asset. Using HSA/FSA dollars for functional medicine care is an investment in preventing future health issues rather than just treating symptoms.
Take advantage of pre-tax healthcare dollars to build a foundation for lasting wellness.
Book a Consultation
Take the first step toward care built around how you actually feel and function — not population averages.